United Healthcare Medicare plans carrying the AARP name include endorsed Medicare Supplement Insurance Plans by AARP, but AARP does not endorse UnitedHealthcare’s Medicare Advantage (MA) or Prescription Drug Plans (PDP).
Here’s the rewritten answer in a simple, step-by-step manner:
Step 1: Understand the Context
- AARP collaborates with UnitedHealthcare to offer certain Medicare plans.
- However, AARP’s endorsement applies only to specific plans, not all of them.
Step 2: Identify the Plan Types
- Medicare Supplement Insurance Plans (Medigap): These are additional plans that cover costs not included in Original Medicare.
- Medicare Advantage (MA) Plans: These replace Original Medicare and include additional benefits.
- Medicare Prescription Drug Plans (PDP): These specifically cover prescription medications.
Step 3: Clarify AARP’s Role
- AARP endorses UnitedHealthcare’s Medicare Supplement Insurance Plans.
- AARP does not endorse UnitedHealthcare’s Medicare Advantage or Prescription Drug Plans (MA and PDP).
Step 4: Choose the Correct Answer
- Among the options, the correct statement is:
B. AARP does not endorse any UnitedHealthcare MA and PDP plans but does endorse the AARP Medicare Supplement Insurance Plans.
By breaking it down this way, it’s easier to understand AARP’s endorsement scope and its relationship with UnitedHealthcare.